NerdWallet's Smart Money Podcast cover art
Podcast · 131 episodes

NerdWallet's Smart Money Podcast, page 3

by NerdWallet Personal Finance · English

NerdWallet’s trusted finance journalists answer real-world money questions to help you make smarter financial decisions with confidence. Each episode dives deep into topics like budgeting, saving, investing, home buying, and credit cards, cutting through misinformation to bring you clear, actionable advice backed by thorough research. By the end of every episode, you’ll have the latest financial insights and the tools you’ll need to manage your money wisely, build wealth, and plan for life’s milestones. And if you have questions for the Nerds, you can leave them a voicemail at 901-730-6373. Join hosts Sean Pyles, CFP®, Elizabeth Ayoola, and other expert Nerds as they answer your biggest money questions and share strategies to help you build wealth and reach your financial goals, including: – Investing: Advanced investment strategies, integrating ETFs and mutual funds into a diversified portfolio, tax-efficient retirement planning, understanding Roth IRA conversions, and navigating robo-advisors. – Credit Cards: Top credit cards for travel rewards and luxury perks, balance transfer strategies, maximizing credit card points, and optimizing credit card usage to boost your credit score. – Personal Finance: Advanced budgeting tips, building generational wealth, creating effective savings plans, managing high-income expenses, and developing a strong money growth mindset. – Home: Smart strategies for homebuying in competitive markets, leveraging home equity loans and HELOCs, refinancing for long-term savings, first-time homebuying tips, and budgeting for major home improvements. If you’re searching for the best personal finance podcasts or want practical knowledge to make smarter money decisions, then follow NerdWallet’s Smart Money Podcast. You’ll love NerdWallet’s Smart Money Podcast if you like podcasts like: Planet Money, The Personal Finance Podcast, DIY Money, Afford Anything, How to Money, The Ramsey Show, Money Rehab with Nicole Lapin, NPR’s Life Kit: Money, Popcorn Finance, Money Girl,Money Guy Show, Everyone’s Talkin’ Money, So Money with Farnoosh Tarabi, The Money with Katie Show, All the Hacks with Chris Hutchins, The Stacking Benjamins Show, MoneyWatch with Jill Schlesinger, or Your Money, Your Wealth. NerdWallet Compare, Inc. NMLS ID# 1617539 NMLS Consumer Access: http://www.nmlsconsumeraccess.org/

All episodes, page 3

Is Your Portfolio Ready for Energy Price Swings? Plus, Tackling Debt on a High IncomePortfolio and investing strategy amid energy-price volatility, plus practical debt payoff guidance for a high-income listener who feels behind.16 Apr 2026 · 48 min · 26 chapters
What Does "Rich" Really Mean? Reddit's Personal Finance Questions, Answered by the NerdsThe hosts discuss their worst financial mistakes and then answer Reddit questions about what “rich” means, frugal habits, and whether/how to give unsolicited investment advice to a partner.13 Apr 2026 · 55 min · 24 chapters
What Warflation Costs You and Whether a Short-Term Rental Beats Investing Your Home Sale Proceeds“Warflation” (war-induced inflation) and how Iran-related oil/shipping disruptions could raise prices; then a listener question on whether short-term rental real estate (building an Airbnb-style…9 Apr 2026 · 39 min · 22 chapters
Budget Rehab: How to Optimize Your Savings Goals When You've Already Paid Off All Your Debt“Budget Rehab” on what to do with an extra $1,000 when you’ve paid off debt—using Manny’s zero-based/50-30-20 budget as the case study, and discussing how to allocate surplus toward goals (house,…6 Apr 2026 · 33 min · 14 chapters
What AI Gets Wrong About Your Money and What a New Study Reveals About Credit Card DebtTwo-part episode. (1) NerdWallet study on who carries U.S. credit card debt and why stereotypes persist.2 Apr 2026 · 41 min · 13 chapters
Car Leasing vs. Buying: Hidden Fees, Dealer Agendas, and When to Buy Your Leased CarCar leasing vs buying (financing), focusing on hidden costs (mileage, wear/tear, disposition fees, early termination), dealer incentives, and whether lease payments “apply” to a purchase.30 Mar 2026 · 34 min · 14 chapters
Are Corporate Investors Wrecking Housing? Plus How to Date Without Wrecking Your BudgetThis NerdWallet Smart Money episode has two parts: (1) whether corporate/institutional investors are driving housing unaffordability, and (2) how to date without blowing your budget.26 Mar 2026 · 35 min · 15 chapters
Talking Taxes With a Tax Professional: What's New in 2026 and How to Navigate Filing SeasonTalking Taxes With a CPA: What's New in 2026 and How to Navigate Filing Season23 Mar 2026 · 33 min · 12 chapters
Why Credit Report Errors Are Harder to Fix and How to Prepare for Involuntary Early RetirementWhy Credit Report Errors Are Harder to Fix and How to Prepare for Involuntary Early Retirement19 Mar 2026 · 37 min · 17 chapters
Points and Miles vs Cash Back: Pick a Credit Card That Matches Your SpendingIn this episode, hosts Sean Pyles and Elizabeth Ayoola help listeners choose the right credit card by evaluating various options such as airline perks, annual fees, and cash back rewards.16 Mar 2026 · 32 min · 14 chapters
Does Your Retirement Portfolio Match Your Values? Plus: Apple’s New MacBook NeoIn this episode, hosts Sean Pyles and Elizabeth Ayoola discuss how to align your retirement investments with your personal values, particularly focusing on target-date funds.12 Mar 2026 · 32 min · 10 chapters
Frugal Fatigue Is Real: How to Stop Saving Burnout and Start Spending on PurposeIn this episode, the hosts Sean Pyles and Elizabeth Ayoola, along with personal finance writer Kim Palmer, discuss the concept of frugal fatigue and the associated feelings of guilt regarding…9 Mar 2026 · 22 min · 8 chapters
Will Your Streaming Bill Jump? Plus, How to Pick a Budgeting App You’ll Actually UseNerdWallet’s Smart Money Podcast features finance journalists answering real-world money questions to help listeners make informed financial decisions.5 Mar 2026 · 49 min · 23 chapters
The “Commingled Purchase” Problem That Budget Apps Don’t Warn You AboutThe “Commingled Purchase” Problem That Budget Apps Don’t Warn You About2 Mar 2026 · 25 min · 9 chapters
Tariff Uncertainty After Supreme Court Decision and Budgeting With Sinking FundsTariff Uncertainty After Supreme Court Decision and Budgeting With Sinking Funds26 Feb 2026 · 39 min · 23 chapters
Home Insurance Rate Increases and Psychological Traps That Are Costing YouIn this episode, the hosts discuss the rising costs of homeowners insurance and delve into behavioral finance biases that can lead to poor financial decisions.23 Feb 2026 · 36 min · 14 chapters
Are Index Funds Still Diversified? Concentration Risk and a Top-Heavy MarketThe episode addresses the concept of concentration risk in index funds and how it can impact diversification.19 Feb 2026 · 31 min · 12 chapters
Bilt Card 2.0 and the Points Math: What’s a “Good” Return in 2026?NerdWallet’s Smart Money Podcast features trusted finance journalists answering real-world money questions to assist listeners in making informed financial decisions.16 Feb 2026 · 47 min · 27 chapters
Split-Expense Planning for Couples and the Winter Homebuying AdvantageThe episode discusses the implications of shared housing expenses for couples, particularly when they have differing timelines for financial goals like retirement.12 Feb 2026 · 42 min · 20 chapters
Long-Term Care Costs: Medicaid vs Private Pay, Plus Talking Money While DatingSara Rathner (NerdWallet spokesperson and credit card writer)9 Feb 2026 · 45 min · 25 chapters
Prediction Market Betting Hype and Self-Employment Taxes You Don’t Want to MissNerdWallet's Smart Money Podcast5 Feb 2026 · 33 min · 24 chapters
Impulse Spending Fixes and PSLF Choices When You’re in Grad SchoolNerdWallet’s Smart Money Podcast features trusted finance journalists who offer actionable advice to help listeners make intelligent financial decisions.2 Feb 2026 · 49 min · 25 chapters
Are You Too Late for the Gold Rush? Plus: A Retirement Rule That Might Be BrokenAre You Too Late for the Gold Rush? Plus: A Retirement Rule That Might Be Broken29 Jan 2026 · 43 min · 19 chapters
Tax Season Scams and Identity Theft Red Flags, Plus a 401(k) and IRA Rollover Lightning Round1. Tax Season Scams and Identity Theft26 Jan 2026 · 42 min · 20 chapters