Finance & Your American Dream | Mark Matson

27:12Well, they want to seduce you and try to get your million dollars. How are they going to do that? Well, they're going to pick out two or three things that got super hot over the last three or four years. And they're going to say, oh, we'll put you in NVIDIA. Oh, we'll put you in Bitcoin. Oh, we'll put you in XYZ stock that made 40 % last year. And it's seductive. so they get paid by seducing investors investors want it want the magic pill they they want the magic fat pill without having to work and understand it and the academic investing principles that have been around for 30 years have not really caught on that much because it's you got to study it's like coaching an entrepreneur up to the next level you got to study and you got to work hard and you got to learn it and then you have to have a coach and i think a lot of people want to think that they can do it on their own.

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29:20Apply today at theartofcharm.com slash elite now. Wow. Walk us through that. So, you know, what are the pitfalls of doing this on your own? And why do you see the coach is so valuable? The discipline part's almost impossible to do. So if I do a pie chart and said, okay, here's your pie chart. Put your money in these pieces. And then what you want to do is you want to rebalance. So if the S &P loses 50%, like it did in 2008, 2009, now only 30 % of your portfolio is in stocks. Well, you've got to sell off the fixed income piece while it's down, and you've got to buy it while it's down back to your 50-50 mix.

29:59But nobody wants to do that. And I didn't have one client out of billions that we managed call and say, hey, I was just noticing I just lost half my money in large stocks, and I want to make sure we rebalance and buy some of this quarter. That does not happen. Human emotion fights that so hard because then you've got pain. you have your biases, you have your emotions, and then you have your instincts. And your instincts is to run towards things that feel good and run away from things that feel bad. And in investing, you have to do just the opposite. And nobody wants to do it. And that's why it's almost impossible.

30:37So those three empirical results that we should be modeling our investments around, can we go a level deeper and walk us through how someone who's just getting started and learning their financial literacy can start to put those into action in their own portfolio? Yeah. So the thing for people starting is that you got to do some learning and studying. And as you pointed out about all the influencers, you don't want to go for your advice on TikTok. Hints and tips might work in some areas in life. I can tell you hints and tips don't work in investing. It's much more difficult. So you're going to have to do some research.

31:16and you want to look at academic research, not research from a broker dealer or from just a TV show you're watching about stock picking. So you want to do some research. You want to allocate, if you're young, you've got a long time, you want a dollar cost average, put the same amount in, let's say 10 % of your earnings every single month and then let that grow as the market goes up or down and you want to primarily be in equities and you want to diversify internationally. You don't want to have all your money just in the US. You don't want to have all your money just in large stocks. And you want to use some type of...

31:52In the book, we talk about things more advanced, but you want to use some kind of ETF, some type of maybe index fund, and you want to stay away from all the active funds that are trying to beat the market and end up underperforming it. But you got to do some study. You've ever seen those movies where that pilot's on the airplane, it's a commercial airplane jet and they get sick and then somebody from the passenger comes up and flies the plane and lands it safely. That has never been done, by the way, not one single time ever in the history of the world. And all the pilots will tell you it is impossible for a passenger, even talking to the tower, to land a jet.

32:31But if you interview men, 50 % of men say they think they could land the jet because they have attribution bias. They might be really successful as a surgeon or successful as an entrepreneur, but that doesn't attribute over to a new area and investing is one of those areas. And so the coaching is critical because the coaching is what keeps you disciplined even when you don't want to be disciplined. I interviewed Michael Phleps and he told me for six years, he worked out every single day, even when he was sick and even on the holidays. And his coach, Bob Bowman, was just brutal with him. And you need that kind of coaching if you want success in life.

33:09To recognize that these biases and instincts are working against us, we're constantly being marketed to. And the more you're watching that portfolio, the more the emotions get involved in these really, you know, important decisions that we need to be making separate of emotions. Yeah. And if it's too good, sometimes the easy wisdoms are the most profound. If it's too good to be true, it's not true. Look, if anybody knew what the best stocks were in advance, and they knew when the market was going up and down, they wouldn't go on TV and tell you. And there's always some stock making 100 % to 200 % a year.

33:49So they would be richer than Elon Musk and Zuckerberg and all those guys combined. And they would keep it all to themselves. One thing I know about the American dream is that the reason it's so powerful is because when you earn something, you feel that sense of fulfillment. that sense that you've accomplished something, that you've helped other people. Ill-gotten money cannot create that for people. So that's the way I kind of look at it in the end for those people. And guess what? Entitlements and handouts do the exact same thing. They'll never create fulfillment. They'll never create joy. They'll never create intimacy or self-expression.

34:28And that's the real gift of the American dream are those things. A lot of people think that, well, even Adam Smith and Karl Marx said that entrepreneurs do what they do for money and greed and self-interest. But I have known a ton of entrepreneurs through the years, and that is not why they do what they do. They do it because they're almost like artists. Artists might use a canvas or clay. Their business is their expression. So they're expressing themselves. They do care about other people. The best entrepreneurs, every single one of them, are creating things that make other people's lives better.

35:01And they do, you know, the money comes. You can't help the money from coming if you help enough other people. But that is not why I know a ton of entrepreneurs. I know you guys do, too. And that is not why they do what they do. It never has been. Yeah, I think it's an easy default to think that if you haven't experienced entrepreneurship on the sidelines. But if you're actually in the arena, you'll recognize just how challenging that is. And if your only sole reason for being there was greed, there are lots of other ways to make money than to try to build a team and launch something and do it on your own versus taking a safer job and a safer route.

35:37When I was 10 years old, my grandpa only came to visit us one time in Cincinnati. He drove from Charleston, West Virginia. We lived in probably a house that was maybe 1 ,800 square feet. Wasn't huge, wasn't a mansion. He walked in the front door and he looked up my dad who had his own business. And he said, how many people did you have to rip off to get this house? And my dad was like, George, I work really hard. You know, I create creating this for our family. I help the people we work with. And he says, well, tell yourself whatever you need to do to sleep at night, but I guess you're some big shot now.

36:17And he left. It literally was only there for 10 minutes. And he was a smart man. He was really smart. And they offered him at Union Carbide where he worked. They offered him an opportunity to go into upper management from the line where he was breathing toxic chemicals every day. And he didn't take it because he said he would be being greedy and he would be working for the man if he did that. And he literally died to keep his view in place. He literally died from emphysema on the line at Union Carbide because he didn't want to see that the American dream was real and that if you helped enough other people, I'm pretty sure he saw my dad's success as an indictment of his own failure.

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40:37That's shopify.com slash charm. Go to shopify.com slash charm and make this Black Friday one to remember. Yeah, I think right now there's a growing fear that the American dream is vanishing and that it's becoming harder and harder with rungs of the ladder pulled up and making those great leaps that, you know, afford the house at the white picket fence and the family and kids going to great schools and being successful is fleeting. I think you're right. I mean, not only do I think, I mean, I've been looking at this for the last two years writing this book. So I know that you're right. And I think that it's the skewed view of what it actually takes.

41:16If I lost everything, God forbid, if I lost everything and had to start over again, I wouldn't try to start at the top somewhere if I had to. I'd be willing to start at the bottom. See what people don't get, a lot of people don't get that are in that poverty mindset is that if you go to work for an entrepreneur, even if you're the lowest employee on the, on the, in the company and you work hard and you educate yourself and you study and you, you'll go, you'll move up the ladder in that company. You could start off at the bottom and end up running the company, being the CEO of the company, but people want it now.

41:47They want it too fast. They want like, boom, you get that degree. And I want to be the CEO of the company when I graduate with my$300 ,000 of debt in my degree in social sciences. I mean, or art appreciation. I got an art appreciation degree. Now sign me up to run the company. They want it too fast. The American dream was never about getting it fast. And what's interesting is half of all people work for small businesses. 48 % work for small businesses. So the American dream is alive. Virtually half of all the CEOs of Fortune 500 companies are immigrants or the sons or daughters of immigrants. So it's still the great melting pot.

42:29Creating wealth and prosperity is still very possible. And even for the people that have middle class, even lower middle class, I always tell people, you live better than the king of England 300 years ago. If you only make$40 ,000 a year, you live better than the king of England did. you didn't have chocolate you didn't have air conditioning you didn't have antibiotics you didn't have an emergency room you didn't have medicine you did i mean you had nothing if you had needed surgery you had no anesthesia you had no ivs you had no tv you had some cell phone you had no electricity you had no refrigeration i mean the the quality of the life that we have today is unbelievable.

43:16And the opportunities are still there. So shifting that lens to the future, you know, I think part of the entitlement and the reflecting on the past and the feeling that things are better in the past or more achievable based on wealth inequality and the gap that we're facing. Very many of us can't ever get to the step of visioning the future and truly defining that purpose for their money through that lens. So how do you share with your clients and the people who participate in your coaching the steps to start to build that vision if they've now recognized that this victim mindset is not helping them, that they need to change their lens around the American dream.

43:56And a big part of that is actually having a clear vision for where you're going and why money is not the sole purpose. This is a tough one. That is the million dollar question, right? So you get, look, I got to have a purpose for my money and my life bigger than money. I get that money itself will never make me happy. I get that I got to stop speculating and gambling with my money. But to create prosperity takes, in business school, they tell you, find a need and meet it. But that's not how the great entrepreneurs have done it. They imagined something nobody else could imagine, even wanting. And then they created it.

44:37And then people absolutely had to have it. So it's like when Walt Disney said, okay, look, even his wife didn't think this was going to work. He went to a carnival with his girls, his daughters. And when he went to, he said, this is dirty. It's filthy. It's nasty. It's a terrible experience. I'm going to take these movies that I made and I'm going to turn those into rides. And I'm going to call it a theme park because it's going to be themed off of the movies I made. And everyone thought he was absolutely insane. but you have to create something that other people can't imagine, especially with AI and especially with the new technologies that are out.

45:12And you also, I think to be successful in the future, have to do something that only human beings can do. Because if it's something you can automate, it's going to be done by computers. So you got to create something that's unimaginable for people. I remember when, I'm going to age myself here. I remember when the guy came into my office the first time with a fax machine. I said, what the hell is this? He said, oh, it's a fax machine. It's going to be great. You just fax stuff and you don't have to send it in the mail. I said, that's bullshit. I said, number one, nobody else has one. Number two, it's$5 ,000.

45:49I can just send it in the mail. Well, of course, fax machines came and then email came and then ATMs. I thought that was stupid. Remember when those came out? I'm like, I'm going to pay$4 to get my own money. So the smartphone, I rejected texting. I remember when texting came out, I said, oh, you should text people. I said, no, no, no. If I love, if I'm going to talk to somebody, I'll call them. I'm not going to text anybody, anything. I must do 50, I must do 300 texts a day now. So you, you create something that no one can imagine needing. And it's so powerful that it changes their life and then they can't live without it.

46:25And that's not, that's not easy to do. And I would suggest to people to study some thinkers like that. Read biographies of like Da Vinci and Elon Musk and Steve Jobs and these other innovators that can think creatively. And then always be looking in the world for great experiences that you've had and how you can integrate those types of experiences into your business model. And it's not easily done, but it is doable. So for those of us who aren't necessarily looking to be entrepreneurs, but want financial security and want to educate ourselves in investment. How do you view the future vision from that lens of being comfortable and happy being an employee of an entrepreneur, of an innovator, but wanting financial security and freedom for yourself and your family?

47:13And that's definitely the majority of people, for sure. Number one, you want to find a really good leader. You want to find an innovator and a leader that's powerful and takes risk. and you can follow. Number two, if it was me, I'd want to work for a company that wasn't woke and didn't hire people based on skin color, religion, or gender that would hire a person. I tell our employees, look, the reason you're, we have a lot of diversity. And I tell people the way to get diversity in your company is to hire the best people. If you hire the best people for every position, you're going to automatically have a lot of diversity.

47:50And I tell everybody that works for me, I said, you're here because you're the best I could find, not because you check a box. So if I was going to go to work for someone else, I would want to make sure that the standard I was being held to was based on my abilities, based on what I create, not based on my skin color or any other determinant. And then I'd work like hell to create value for that system. And that's how I go about doing it. I would save at least 10 % of all my money that I make, at least 10. I would use my 401k, then I would take the rest of it, then I would invest it separately.

48:23and I would avoid speculating and gambling like the plague. You got to be with people that are like-minded that have a similar purpose. I'm not going to go to work for somebody whose purpose is just to make money if my purpose is generosity and love. I'm not going to do it. You'd be a very unhappy person if you did that. I think the key point there that I'd love the audience to take away and I definitely took it from the book is that there's that investment of time. You are giving your time to that company joining the team, putting in the long hours, working hard, that investment in time is a way to gain wealth.

49:00There's a value to that time. And if you use that time wisely and you're growing and you're strengthening and you're improving, and that allows you to move up the ladder and earn more, that gets you closer to the American dream. That is so critical. If you believe in, and I've had employees that have fooled me who said they believed in the mission of the company. to help create freedom, fulfillment, love and families, and help them eliminate gambling their money. But they really weren't there for that reason. They were really there because the benefits are really great. The money's really great.

49:34Never take a job for the money. It'll just be miserable for you. You want to find someone whose values and the mission of the company align with yours so that even if you're just a janitor, you can go. They asked the guy at NASA, he was a janitor, cleaning the sinks and cleaning the tile. He said, what are you doing? He said, I'm sending a man to the moon. It's because he's attached to the greater mission of what the company or in this place, the agency was doing. And if you can get behind the purpose of the company and it aligns with your purpose, then you'll be able to work hard. And it won't be like work.

50:08It'll be like, you know, getting to express yourself and create. Sure, there'll be hard days. All of us have to do stuff we'd rather not do. But you'll wake up in the morning feeling on fire and passionate and excited. And you'll be motivated by your own life. And if you find a company like that, that's worth spending 20 or 30 years at. I 1000 % agree. And I think what's great now in today's culture is that mission is front and center in most companies. It's very easy to find. It's not hidden. It's not nefarious. You can actually tap in when you're researching companies and applying for jobs to what are they trying to do?

50:43What is their larger mission? And does that align with my values? Have I even thought about that? And then you can even go to Glassdoor or whatever to see if it was all BS when the CEO wrote it.

50:58A lot of transparency. Another great thing about today that we didn't have necessarily 30 years ago or 40 years ago, when I started the company, I had an overhead projector, a yellow pad, and$30 ,000 in debt. And that was how I started the company. you can start companies today on without massive amounts of capital you don't have to open a million dollar a hundred million dollar factory you don't have to you know raise capital necessarily the way that you had to do in the old days tons of ways to open companies today that don't take that capital and a lot and it's ironic so many people say they don't believe in the american dream anymore but they do believe in entrepreneurism you know like the shark tank kind of thing.

51:41A lot of people believe in free enterprise, but they think of themselves, it's weird. Even though they believe in free enterprise and they want to be part of it, they also kind of view themselves as more, oh geez. Yeah, I'm going to say it. More like socialist and communist kind of like deal, which never works for society, by the way, nor does it work for the people in this society. It's the people that are willing to put themselves on the line for a purpose greater than themselves, those are the people that ended up surviving as entrepreneurs and or great founding people of the entrepreneurial endeavor.

52:15Yeah, it's a wild ride full of highs and lows. And if you can't ground to a deeper purpose or a why behind it, you're going to get off the ride rather quickly. Yeah, it's easy to, you're either always creating something or you're always tearing something down. And it's much easier to complain than create. you want to, this kind of goes back to Napoleon Hill. You want to find a mastermind, a group of people that see the world the same way, that come together for a common purpose, that pull each other together. When I wrote the book, I did something called the American Dream Summit. And I invited the people that I thought could make the biggest difference for the American dream that I knew throughout my last 40 years of work.

52:57You know, my buddy, Rob Lowe, I had Dr. David Eagleman, a neuroscientist at Stanford University. I had people from academia that were there. And we talked about how could we create the ideals of the American dream as a global phenomena. And that energy of those people coming together as a team were much more powerful than any individual could do by themselves. Now, to close, I know you touched on a couple of these already, but I'd love to just unpack the five discoveries that really changed the way you think about money. So the backstory is I always wanted to be a financial planner. When, before we got out of Charleston, West Virginia, I can remember my dad coming home from driving up the hollers covered in dust from the hole in his car.

53:46He would drive in the dirt roads. He wouldn't come up. He would be, he'd be really dusty. And I always wanted, most kids want to be a football player or basketball ball or something. I wanted to sell insurance, a weird kid. But I went to college, got a degree in finance and accounting, went to work as a financial planner, selling insurance, doing investments for a large brokerage firm. And everything I did for my clients failed. And I remember talking to the, in front of like 500 other advisors, the president of the company, I said, everything we're doing is failing. He said, well, what's your problem?

54:20I said, what's my problem is I'm hurting people and I'm a bully. I don't mean to be, but I don't know how to get out of this. And he said, well, just sell him something else and earn another commission. And I was like, I'm not going to live like this. There's no amount of money where I will be willing to do this. And then I went to a debate between Donald Yachman, who was a five-star manager at the time, and a guy named very few people knew, Rex Sinkfeld, from the University of Chicago. And here's what I discovered. Discovery number one is that stock picking in all of its forms is destructive.

54:52Because it's based on gambling and trying to pick top performer. And sometimes the top performers lose 80 to 90, even 100 % of all the money. So stock picking is destructive. Market timing, trying to get in and out and forecast which way the market's going to go is destructive because no one can predict it. Long-term, it goes up, but no one knows whether the next 20 % is up or down. The next 100 % is up, but no one knows the next 20. Track record investing doesn't work because a manager's ability to beat the market has zero correlation with their ability to do it in the future. Chances are, if you've been around for even a little bit trying to do this kind of stuff, you've made some of those mistakes and left, and without a coach, you're going to repeat them again.

55:34That's number four. And then number five is it's abjectly absurd to speculate and gamble with your money. Given that you have a, most people have a family they care about. Most people have values they care about greater than money. And to gamble with it and just throw it away on a guess is really absurd for most people. And those are the five discoveries that I had when I was 27 years old. And knock on wood, I've never abandoned them since then. Yeah, I think for many of us, they're pretty profound. We don't realize it because the way we've been marketed to and the way we see friends moving their money or hear about peers having these massive successes with stock picking and timing the market.

56:14But, you know, the probability of success is against you in every one of those scenarios. It's so stacked against you. And I love what you just said, though, because I had a buddy that inherited$10 million when his mom passed. And he loved to go to Vegas. And he would go there almost every weekend. And he'd come back Monday or Tuesday and I'd go, how'd you do? And he'd go, oh, yeah, I'm out 140 grand. And his blackjack was his thing. Oh, yeah, I made 40 grand this one day. And then I made 20 grand. I said, yeah, but you were there for five days. What happened to the other days? Oh, well, you know, I didn't do so good on Wednesday.

56:53But he never talked about the things where he lost money. And he never calculated how much he did lose. And so it's delusional. We overestimate our own abilities. And then we don't want to admit when things don't go our way and that our system or strategy didn't work out. But what I found in the world is some of my biggest breakthroughs in life came not because I was brilliant, but because I just had enough pain and suffering to admit that I was wrong. It also helps with the marriage, by the way. A partner to also share when you're wrong. Even if it's only 20 % of the argument, I admit it. I own it.

57:35And that keeps me married, which just keeps me happy. Smart move. But it's hard to admit when we're wrong, but in my life anyways, and when I coach investors, once they can see that, yeah, it didn't work and I did hurt myself, then they can come to terms with, now I want a solution. But until they own the problem, they're not ready for the solution because the solution actually takes commitment, time, energy, effort, study. And it's kind of like the matrix, the red pill, the blue pill. Do you want to wake up and face reality and do the hard stuff or do you want to just stay in the matrix? and living a life of delusion when it comes to your investing.

58:13Well, to come full circle, I think that is a profound moment that does shift many people's views are those drastic losses, unfortunately. When calamity strikes, when things don't go your way and your strategy is proven wrong, that will often allow you to shift that view and that mindset to realize, okay, well, I have to make a real change here. I can't afford to keep losing in this manner. I like to view myself as someone who can learn from, there's two types of people I tell them in the classes. So there's people that can only learn from their own mistakes because of the pain and they finally hit bottom.

58:45And then there's people that can learn from other people's mistakes. More rare, but I tell people, you don't have to make those mistakes to learn from it. And in the class that I teach, I know you guys do coaching and training classes. There's a lot of interaction, a lot of sharing and people, you know, getting in front of the class and sharing stories. And that helps really break the log jam up. And we also break the no talk rule, which most people have in their family around their money. And they have a no talk rule about the no talk rule. Maybe no one even said we don't talk about money. They just never did.

59:19Because typically the things that we don't talk about are the things that we have shame and guilt around. And that shame and guilt locks people up until they can start to freely talk about money, what it means to them how they relate to it the good parts the bad parts the parts the investing that worked the investing that didn't work you know there's two things that create stress for people in investing there's the economy and the world at large so look we got had massive inflation over the last three years we've had potential recession right now you've got war in Ukraine and the Mideast. You've got China's saber rattling.

1:00:00You've got a lot of things that are scaring people right now. The market has been very volatile last year, but somehow eked out a positive return so far this year. So there's a lot of fear and anxiety about the market and about the economy and about the world and a contentious election coming up. So that makes it hard for people to invest prudently. But in addition to that, they have their own life experiences. So as you're going through all that chaos, then maybe a kid gets cancer or a loved one dies or somebody loses a job or somebody has to go into rehab. So you have your life circumstances in addition to the external world circumstances.

1:00:45And when those things both happen at the same time and they create massive amounts of stress, even the most prudent investor can mess it up because their amygdala gets hijacked and they just go off on instincts and emotions. Usually at the time, that's the absolutely worst time to do it. And that's what makes investing tough. And I've even seen seasoned professionals, the guys that did the research that shows that markets are efficient and you can't beat them, in their own books, they talk about trying to beat the market and picking stocks in China and picking stocks in the U.S. and bragging about it.

1:01:24And they say it's a good story for their kids, you know, their grandkids. I'm like, no, Goldilocks and the Three Bears is a good story. Daddy, grandpa lost all your money in China. No, that's not a good bedtime story. I don't think so. But even the people that did the research find it very hard to follow. Yeah, well, we appreciate you coming on and sharing your relationship with money and allowing our audience to really think about their own relationship with money as a show that is focused so much on building great relationships. We want a great relationship with our money. Yeah, I always tell people, look, if you just focus on other people getting their American dream, everything else will take care of itself.

1:02:00Find something you love, focus on the other people. Your American dream will happen for you, no matter how much money you have, and you'll have a fulfilling life and great relationships, as you said. And that's what it's really about. Well, thank you for joining us. Where can our audience find out more about the courses you offer in the book? So the book is called Experiencing the American Dream, how to invest your time, energy, and money to create an extraordinary life. And you can get it on Amazon. You can get it on barnesandnoble.com. Our class is called The American Dream Experience. And you could look at it up online and learn more about it.

1:02:35It's a two-day workshop for people with 100 million or people that are just getting started. It doesn't matter. So it's a lot of fun. You learn a lot. It's designed to do together as a family. If you have a family unit that you're in, so you can explore things together. And I really appreciate the opportunity to come on your show and share. When I learned about your podcast, I spent a lot of time researching it and looking at it and studying your stuff. Really fantastic stuff. Thank you so much for stopping by and sharing your American dream with us. Thanks, guys. Appreciate it.

1:03:14All right. Well, thank you for tuning in to another amazing episode of the Art of Charm podcast. And this brings us to the part in the show where we showcase one of our X Factor members. Take it away, Preston. Hey everyone. This is Preston from Mesa, Arizona. I joined the Art of Charm because after transitioning out of the military, I noticed I was struggling with building connections and relationships with people on a personal scale and it didn't help on the business side of things either. I tried a lot of different coaching programs, YouTube, personal growth videos, the works. And the great thing about Art of Charm is it's not a pill that you can just take to quickly fix everything.

1:03:46They have a system and a structure so that you can build what you need to see the matrix in yourself and actually get the results that you're looking for in the end. The awesome thing, AJ, Johnny, Michael, they work with you one-on-one as well as they put a lot of time and effort to set up continual meetings there during the week and groups. Again, I would highly recommend this. You're going to see the matrix. You're going to see things that'll help you connect and build great relationships. Thank you for the kind words. And it was a pleasure working with you too. And good luck with your future endeavors.

1:04:15If you've gotten value out of this or any of our podcasts, head on over to your favorite podcast player and rate and review the show. It means the world to us and it helps others find the show. If you've listened this far, you're probably somebody who understands the value of building meaningful connections and expanding your network. Well, do we have something special for you today? Imagine a world-class networking program that helps you grow your social capital, not just through random handshakes and business cards, but through your general interests and core values. Introducing the Social Capital Training, your gateway to mastering the art of authentic networking.

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1:05:28That's theartofcharm.com slash SC for your free social capital training. Elevate your network. Elevate your life with social capital. Before we head out, a huge thank you to our producers, Michael Harold and Eric Montgomery. All right, everyone, go out there and have an epic week. Yeah, I remember you. You were the bad boy. You threw your love away Like it was just a toy And you sold the world You're a song of a tragedy Cause you had your taste All black on the yesterday Yeah, but I remember you Oh yeah, I remember you It was a bad day, bad day, bad day