Podcast · 34 episodes
Bank of Dad
by Bank of Dad · English
Welcome to the Bank of Dad Podcast with Kate Matthew, supported by her financial adviser dad, Pete. We're here to share the money lessons you never got at school — no judgment, no jargon, just real talk about how to handle your money. NOTE: NOT FOR KIDS - we can get just a little bit sweary sometimes!
Latest episodes
Choosing Funds, Part 2 - BOD035Part 2 of “Choosing Funds” (BOD035). The episode explains how to compare funds using risk-adjusted performance (Sharpe ratio), and lists common mistakes when picking investments (overreacting to…24 Sep 2026 · 40 min
Getting To Grips with Funds - BOD034Choosing investment funds—what funds are, how they work (OIC vs investment trust vs ETF), key terms (accumulation vs income), and how to compare funds (intent, time horizon, risk, fees, and active vs…17 Sep 2026 · 44 min
The Biggest Investment Factor - BOD033Asset allocation—how splitting money across major asset classes (equities, bonds, cash, property, commodities, and alternatives) drives portfolio behavior more than picking individual funds/stocks.10 Sep 2026 · 34 min
All episodes
Choosing Funds, Part 2 - BOD035Part 2 of “Choosing Funds” (BOD035). The episode explains how to compare funds using risk-adjusted performance (Sharpe ratio), and lists common mistakes when picking investments (overreacting to…24 Sep 2026 · 40 min · 20 chapters
Getting To Grips with Funds - BOD034Choosing investment funds—what funds are, how they work (OIC vs investment trust vs ETF), key terms (accumulation vs income), and how to compare funds (intent, time horizon, risk, fees, and active vs…17 Sep 2026 · 44 min · 15 chapters
The Biggest Investment Factor - BOD033Asset allocation—how splitting money across major asset classes (equities, bonds, cash, property, commodities, and alternatives) drives portfolio behavior more than picking individual funds/stocks.10 Sep 2026 · 34 min · 16 chapters
Travelling and Money - BOD032Planning and paying for big trips (budgeting, insurance, spending abroad, and staying safe with cards), plus common travel-money regrets.3 Sep 2026 · 37 min · 21 chapters
Listener Questions and Answers - BOD031This Bank of Dad episode is a listener Q&A covering: (1) whether investing attitudes will change over decades, with discussion of how younger people can be reached and why the UK is cash-heavy; (2)…27 Aug 2026 · 48 min · 18 chapters
Habits: Make vs Break - BOD030Habits to make vs break for better personal finance—emphasizing intentionality, systems over willpower, habit stacking, tracking spending, paying yourself first, automation, and avoiding frictionless…20 Aug 2026 · 39 min · 20 chapters
Demystifying Tax - BOD29Demystifying UK taxes—how income tax and National Insurance work with thresholds (“tax bands”), what “fiscal drag” means, plus VAT, capital gains tax (CGT), and when people must act (self-employment,…13 Aug 2026 · 46 min · 24 chapters
Finfluencers - BOD028Finfluencers—how financial influencers make money, how to spot bad info/scams, and how to think about investing and social media bias.6 Aug 2026 · 44 min · 24 chapters
The Biggest Risk Of Them All - BOD027Behavioral risks in money decisions—how emotions, cognitive biases, social pressure, and investing/spending habits can push people into poor financial choices; includes practical “framework” ideas…30 Jul 2026 · 44 min · 17 chapters
Risk: The Hidden Ones - BOD026“Risk: The Hidden Ones” (Bank of Dad BOD026) explains five less-obvious money risks: inflation risk (cash loses buying power), inertia risk (doing nothing with pensions/investing), opportunity cost…23 Jul 2026 · 42 min · 19 chapters
Risk Pt 1 - The Risks We Know - BOD025Risk (Part 1: “The Risks We Know”)—how risk differs from volatility, why some risk is necessary for wealth, and how to mitigate common financial risks: investment risk, concentration risk, debt risk,…15 Jul 2026 · 47 min · 19 chapters
Managing money as a couple - BOD024Managing money as a couple—how to split bills, set up joint accounts/savings, handle emergency funds, borrowing (mortgages/credit), protection (wills, life insurance, contents insurance), and make…9 Jul 2026 · 42 min · 20 chapters
Student Loans Explained - BOD023UK student finance and student loans—what they are, how tuition vs maintenance loans work, when repayment starts, repayment thresholds, Plan 2 vs Plan 5 rules, interest (RPI vs RPI+3%), credit score…2 Jul 2026 · 36 min · 20 chapters
What have we learned? - BOD022This “What have we learned?” recap episode of Bank of Dad (BOD022) reviews the first ~20 episodes and previews what’s next.25 Jun 2026 · 40 min · 21 chapters
Listener Questions and Answers, Pt2 - BOD021Bank of Dad podcast Q&A Part 2 (BOD021) covering behavioral finance (psychology/biases in money decisions), budgeting for social life, phone insurance, avoiding doomscrolling/news, transferring a…18 Jun 2026 · 49 min · 17 chapters
Listener Questions Pt 1 - BOD020Bank of Dad episode 20 is a listener Q&A. It covers: (1) whether to gift money to daughters to pay down student debt vs invest (including inheritance tax timing), (2) how to split money when moving…11 Jun 2026 · 44 min · 17 chapters
Understanding Investments: Platforms - BOD019The episode explains what investment platforms are (vs wrappers and assets), how they work behind the scenes (nominee service, HMRC reporting), what they do for investors, how to choose one…4 Jun 2026 · 43 min · 19 chapters
Understanding Investments: Wrappers - BOD018The episode explains investment “wrappers” (accounts) and how they differ from the underlying investments (“assets”), focusing on tax and access rules.28 May 2026 · 33 min · 16 chapters
Understanding Investments: Assets - BOD017The episode is the first part of a three-part investment series focused on “assets.” It explains what investing means (exchanging cash for assets that can rise in value and/or produce income), how…21 May 2026 · 44 min · 25 chapters
Pensions: You're Not Too Young, Part 2 - BOD016Part 2 of “Pensions: You’re Not Too Young” explains pension types (workplace, personal/SIP, state), how contributions work (auto-enrolment minimums, opting out), how pension money is invested…14 May 2026 · 46 min · 27 chapters
Pensions: You're Not Too Young (Pt1) - BOD015Why young people should start thinking about pensions now, how auto-enrolment works, what a pension is (state pension, defined-benefit, and modern “pot” pensions), and why pensions can be “free…30 Apr 2026 · 39 min · 17 chapters
House Buying: Escaping Mum and Dad - BOD014Buying a house and “escaping mum and dad,” focusing on mortgage affordability assessments: deposits, how lenders calculate borrowing power, fixed vs variable rates, mortgage terms, credit score, job…23 Apr 2026 · 42 min · 14 chapters
Adulting 101: Insurance PART 2 - BOD13Adulting 101 Part 2 (Episode 13) explains why insurance matters and which “life-stage” insurance types young people should consider: life insurance, critical illness cover, and income protection.16 Apr 2026 · 41 min · 20 chapters
Adulting 101: Insurance Part 1 - BOD012“Adulting 101: Insurance Part 1” explains why insurance is a financial “foundation,” what insurance vs assurance means, and the main life risks to cover (income loss, critical illness, inability to…10 Apr 2026 · 39 min · 17 chapters