Podcast · 201 episodes
Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans, page 6
by Vanessa and Shana | Budget Besties | Bougie On A Budget | Dave Ramsey Fans · English
***TOP 1% MONEY & FINANCIAL SUPPORT PODCAST*** Do you make good money but have nothing to show for it? Tired of using your bank account & credit card balances as your budget? Want to get debt-free but don’t want to sacrifice everything to do it? Ready to save money and build generational wealth? You’re in the right place! We’re telling you exactly how to budget, pay off debt, save money & stop living paycheck to paycheck. We’re Shana & Vanessa: BFFs, business partners & Dave Ramsey Solutions Master Financial Coaches (and unofficial marriage counselors). We’re glad you’re here.
All episodes, page 6
How to Budget in 2026 Without Tracking Every Penny (A Better Money System) | 507The Financial Coaching for Women episode argues that budgeting in 2026 should be a “budget system” (simplify, separate, automate) rather than tracking every penny.2 Jan 2026 · 20 min · 8 chapters
How to Get Out of Debt in 2026 Without Giving Up Your Life | 506Practical financial coaching for women to achieve debt freedom while enjoying life.31 Dec 2025 · 23 min · 13 chapters
Why You Keep Overspending Even When You Make Good Money in 2026 | 505Why You Keep Overspending Even When You Make Good Money in 2026 | 50529 Dec 2025 · 16 min · 8 chapters
How to Create a Simple 2026 Budget That Actually Works | 504The episode argues that overspending is usually an organization problem, not a character flaw, and teaches a simple “2026 budget” approach using separate spending accounts and guardrails.26 Dec 2025 · 15 min · 6 chapters
A Gentle Money Reset After the Holidays | 503Post-holiday “gentle money reset” and debt payoff planning, encouraging listeners to stop random extra payments and instead build a structured strategy.24 Dec 2025 · 1 min · 2 chapters
How to Plan a Peaceful and Intentional Year With Your Money | 502Planning a peaceful, intentional year by mapping big life events into your calendar and budget (time + money), using “big rocks, pebbles, sand” and ongoing reflection.22 Dec 2025 · 26 min · 11 chapters
How to Stop Using Credit Cards and Get One Month Ahead on Your Budget | 501How to stop relying on credit cards by building an automated “paycheck ahead” system, including income holding accounts and digital savings buckets (with separate bills vs spending accounts),…19 Dec 2025 · 22 min · 8 chapters
Should I Pay Off My House Early or Use My Money Differently? | 500Should I Pay Off My House Early or Use My Money Differently?17 Dec 2025 · 28 min
Should You Pay Off Debt or Invest First in 2026? | 499Whether to pay off debt or invest first in 2026; how to balance budgeting, debt payoff, and investing.15 Dec 2025 · 15 min · 5 chapters
Why Overspending Keeps Happening Even When You Try to Budget With Katy Wells | 498Why overspending persists even when you budget—linked to dopamine-driven anticipation, emotional triggers, and “stuff stories” shaped by caregivers, personal experiences, and culture/social media.12 Dec 2025 · 41 min · 12 chapters
The Money Makeover Bootcamp Is Back for 2026 and Here’s Why It Works | 497This episode promotes the Money Makeover Bootcamp returning for 2026, explaining why it works and who should attend.10 Dec 2025 · 13 min · 4 chapters
How to Set Financial Goals in 2026 That Actually Fit Your Real Life | 496Setting realistic 2026 financial goals that match real life, using a “dream then put it to work” approach.8 Dec 2025 · 32 min · 16 chapters
The Money Mindset Shift Every Woman Needs to Feel Confident Again | 495Financial health as part of overall health; shifting money mindset from stress and misinformation to clarity, confidence, and a sustainable budget system with automation.5 Dec 2025 · 49 min · 24 chapters
How to Budget by Paycheck and Create a System That Actually Works With Coach Michelle | 494The episode is about using Coach Michelle’s paycheck plan system to make budgeting “work in real time” and stay on autopilot.3 Dec 2025 · 31 min · 13 chapters
Year in Review: How to Reflect on Your Budget, Debt & Goals Before 2026 | 493Year-end financial reflection to plan for 2026, using a checklist and the Simplified Budget System to review 2025 budgets, debt payoff progress, savings buckets/asset tracker, taxes/insurance/credit…1 Dec 2025 · 16 min · 4 chapters
How to Build Your December 2025 Budget (Step-By-Step Walkthrough) | 492Step-by-step walkthrough for building a December 2025 budget, including closing out November, listing income, debts (minimums), bills, monthly spending categories, a “this month” section for…28 Nov 2025 · 26 min · 11 chapters
Lessons from Real Coaching Clients: How to Set Up Teen Allowance with Bank Accounts, Combine Finances in Marriage, and Rebuild Financial Trust with Your Spouse | 491Real coaching lessons on building financial literacy and reducing money conflict—setting up teen allowance using separate bank accounts/debit cards with spending limits, and combining finances in…26 Nov 2025 · 13 min · 5 chapters
Emergency Fund vs. Savings Buckets: Why You Need Both and When to Use Each | 490Explains the difference between an emergency fund and savings buckets, and the recommended order to build both while paying off debt.24 Nov 2025 · 18 min · 6 chapters
Should We Sell Our House to Get Out of Debt? What We’re Wrestling With as a One-Income Family | 489A one-income family whose husband was recently laid off debates whether to sell their house to escape debt, but the hosts argue for “storm mode” budgeting first and treating the house sale as a last…21 Nov 2025 · 22 min · 11 chapters
Lessons from Real Coaching Clients: Why Biweekly Mortgage Payments and Micro-Investing Apps Like Acorns Might Be Keeping You Broke | 488Real coaching lessons on why “biweekly” mortgage payments and micro-investing apps (e.g., Acorns) can keep people broke when their budgets aren’t stable.19 Nov 2025 · 11 min · 3 chapters
How to Afford Christmas Without the Credit Card Regret | 487How to “afford Christmas without credit card regret” by budgeting, organizing spending, and saving in a dedicated account (high-yield savings) so you don’t carry balances into the next year.17 Nov 2025 · 53 min · 23 chapters
Using Bonuses and Paychecks to Pay Off Debt Without Feeling Broke | 486How to use bonuses/commission checks to pay off debt while still funding “savings buckets” (Christmas, annual bills, emergency fund, etc.) so you don’t feel broke or go back into debt.14 Nov 2025 · 22 min · 9 chapters
Why Credit Card Points Keep You Broke + When to Refinance Your Mortgage | 485The episode argues that “credit card points” can keep people broke by turning spending into a game while they ignore debt and wealth-building.12 Nov 2025 · 13 min · 3 chapters
Debt Consolidation vs. DIY Debt Payoff: What Actually Works and What to Avoid | 484Debunking debt consolidation/debt relief companies and arguing for a DIY approach to negotiate lower interest, lower minimum payments, or settlements directly with creditors; includes steps like…10 Nov 2025 · 34 min · 13 chapters