Podcast · 129 episodes
Fintech Insider Podcast by 11:FS
by 11:FS · English
Fintech Insider is your ultimate guide to the world of finance and fintech from 11:FS - the leading independent fintech consultancy, recognised six times with the British Bank Award for Consultancy of the Year. Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including Visa, Monzo, Nationwide, JPMorgan Chase, Wise, the Financial Times, and more to discuss breaking news and deep dive into the biggest topics and trends within the industry. Our weekly news show drops every Monday and tackles the biggest news stories across M&A, open banking, embedded finance, payments, regulation and more. Then, every Thursday our Insights show dives deeper into the hottest topics shaping the industry like AI, regulation, Big Tech, the cost of living crisis, and more. Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you. Want to get involved in the conversation? Connect with us now on LinkedIn, Instagram and TikTok
Latest episodes
1102. News: Amazon blocks Meta’s AI agent, Ryft raises £20m, and Sprive bags $10mFintech news roundup covering (1) Amazon blocking Meta’s Muse AI agent from shopping, (2) Rift raising £20m Series B to expand payments infrastructure for multi-party commerce, and (3) Sprive raising…28 Sep 2026 · 56 min
1101. Insights: Why does your financial life reset when you move countries?Diaspora customers experience a “financial reset” when moving countries because credit and identity systems are national by design.24 Sep 2026 · 49 min
1100. News- After Dark: Nubank takes on the US, Monzo Aura launches, and can you trust AI with your money?Fintech Insider News After Dark episode 1100 covers (1) Nubank’s US launch and strategy, (2) Monzo Aura’s AI-linked credit card that invests cashback, and (3) research showing AI financial advice is…21 Sep 2026 · 1 h 1 min
All episodes
1102. News: Amazon blocks Meta’s AI agent, Ryft raises £20m, and Sprive bags $10mFintech news roundup covering (1) Amazon blocking Meta’s Muse AI agent from shopping, (2) Rift raising £20m Series B to expand payments infrastructure for multi-party commerce, and (3) Sprive raising…28 Sep 2026 · 56 min · 20 chapters
1101. Insights: Why does your financial life reset when you move countries?Diaspora customers experience a “financial reset” when moving countries because credit and identity systems are national by design.24 Sep 2026 · 49 min · 17 chapters
1100. News- After Dark: Nubank takes on the US, Monzo Aura launches, and can you trust AI with your money?Fintech Insider News After Dark episode 1100 covers (1) Nubank’s US launch and strategy, (2) Monzo Aura’s AI-linked credit card that invests cashback, and (3) research showing AI financial advice is…21 Sep 2026 · 1 h 1 min · 28 chapters
1099. Insights: Subscription banking - Can banks turn customers into subscribers?Subscription banking—whether banks can package banking features into monthly tiers that customers actively value, and how that changes customer economics and relationships.17 Sep 2026 · 51 min · 20 chapters
1098. News: Chime buys Stride Bank, Molten raises £175m, UBS puts AI on the job specFintech and financial-services news roundup covering (1) Molten Ventures’ £175m growth fund to address Europe’s later-stage funding gap, (2) Chime’s $590m acquisition of Stride Bank to bring banking…14 Sep 2026 · 1 h 5 min · 18 chapters
1097. Insights: When money moves 24/7, can treasury keep up? With J.P. MorganReal-time (24/7) money movement and the gap when treasury systems can’t see, trust, or act on cash positions fast enough—especially across borders, currencies, and payment rails.10 Sep 2026 · 50 min · 15 chapters
1096. News: Singapore puts $173m behind fintechs, Plum picks Upvest, and US regulators tighten the rulesFintech industry news and regulation, focusing on Plum’s UK investment infrastructure switch, Singapore’s MAS fintech funding program, and US regulators’ new rules defining “unsafe or unsound”…7 Sep 2026 · 55 min · 20 chapters
1095. Insights: Is financial services failing Gen Z?Whether financial services is failing Gen Z, or Gen Z has a financial literacy problem.3 Sep 2026 · 50 min · 22 chapters
1094. News: UK fintech funding hits a decade low, NatWest backs accessible banking, and Pay.com.au takes on AmericaThree-part fintech news roundup: (1) UK fintech funding drops to a decade low, with AI as an exception; (2) NatWest pilots Be My Eyes live visual assistance to improve accessibility for…31 Aug 2026 · 59 min · 16 chapters
1093. Insights: What it’s really like to start a fintech in 2026What it’s really like to start a fintech in 2026—technology is easier, but winning is harder.27 Aug 2026 · 42 min · 17 chapters
1092. News: Finally, the robots take over: Starling gets smarter, Stripe buys OpenRouter, and Visa and Mastercard unite on agentic paymentsEpisode 1092 of Fintech Insider News covers three main fintech/AI developments and a couple of quick hits.24 Aug 2026 · 58 min · 16 chapters
1091. Insights: Can AI make us financially healthier?Whether “financial wellness” should shift from teaching financial literacy to using AI for personalized guidance and decision automation, and what risks (trust, governance, data silos,…20 Aug 2026 · 55 min · 24 chapters
1090. News: Can anyone stop Revolut? Can Countingup and Griffin tackle SME pain? Can the FCA help UK fintechs scale?Revolut’s full French banking license; Counting Up partnering with Griffin to launch integrated business bank accounts for UK SMEs; FCA creating a scale-up support unit; plus brief side stories on US…17 Aug 2026 · 56 min · 14 chapters
1089. Insights: Why does wealth management arrive too late?Founder exits and why traditional wealth management outreach happens after the highest-stakes decisions are already made; what should replace it (earlier, trust-based planning built around “math,…13 Aug 2026 · 54 min · 17 chapters
1088. News: Visa bets $2.4bn for BioCatch, InvestiFi raises $20m, and HSBC pulls back in AustraliaFinTech Insider News episode 1088 covers three main fintech stories: Visa’s $2.4bn acquisition of BioCatch (behavioral biometrics fraud prevention), Investify’s $20m embedded investing funding and…10 Aug 2026 · 55 min · 21 chapters
1087. Insights: Can anyone fix homebuying?Homebuying is still “broken” despite digital progress; the episode argues the core problems are end-to-end fragmentation, lack of transparency, and poor orchestration, driven largely by legal and…6 Aug 2026 · 56 min · 20 chapters
1086. News: Wise tries again in the US, Western Union shuts its digital bank and Brazil reinvents BNPLFintech Insider News episode 1086 covers (1) Wise refiling for a US national trust bank charter after OCC rejection, (2) Western Union shutting down its app-based “digital bank” current account, and…3 Aug 2026 · 57 min · 15 chapters
1085. Insights: Are Neobanks replacing private banking?Whether neobanks are replacing private banking by expanding from consumer banking into investing, planning, AI advice, and premium services; how “challenger” roles are evolving and what this means…30 Jul 2026 · 56 min · 17 chapters
1084. News: Ant's $1.2bn Raise, Teya Doubles Down on SMEs and Revolut Lands licence in AustraliaFintech Insider News episode covering Ant International’s $1.2bn Series A post-spinout, Teya’s expanded SME business account (bill payments + cashback cards + spend controls), Revolut’s Australian…27 Jul 2026 · 59 min · 17 chapters
1083. Insights: Why does running a business still feels harder than it should? With SageWhy SMBs still struggle to run businesses despite abundant software, and how “native embedded” experiences (especially embedded accounting/banking/payments) can reduce friction by making systems work…23 Jul 2026 · 48 min · 22 chapters
1082. News: Stripe bids for PayPal, BNPL regulation kicks in, and Nubank secures a Mexican banking licenceFintech industry news and analysis: (1) Stripe and Advent reportedly bid for PayPal (~$53B, ~28% premium), (2) UK BNPL regulation begins (FCA affordability, transparency, support; ombudsman access),…20 Jul 2026 · 1 h 8 min · 26 chapters
1081. Insights: The future of Robinhood. A conversation with UK President Jordan SinclairRobinhood UK President Jordan Sinclair discusses Robinhood’s “borderless markets” vision—tokenized stocks/ETFs with instant settlement, 24/7 access, and a roadmap toward AI-powered and agentic…16 Jul 2026 · 43 min · 17 chapters
1080. News: Klarna applies for a US banking licence, LemFi buys Wealth8, and Santander open-sources AIFinTech Insider News episode 1080 covers Klarna’s US banking license application, LemFi’s acquisition of Wealth8, and Santander open-sourcing AI projects; it also briefly notes Starling’s phone-fraud…13 Jul 2026 · 1 h · 21 chapters
1079. Insights: US firms leading the AI customer experience raceAI-powered customer experiences in US fintech/banking—how to design for real customer problems, where AI should sit on a spectrum (inform→advise→act), and which guardrails/metrics build trust.9 Jul 2026 · 41 min · 18 chapters